MyFamilyClub - Money Saving Made Easy

Need urgent help with money this Christmas? Don’t know where your next meal is coming from (let alone how to get the kids some presents?) Emergency help is available.

Christmas can be an expensive time of year for families, no matter how financially secure they may be. But for those who are on a tight budget, finding the extra cash to pay for Christmas treats can have a crippling effect. Fortunately, there are organisations which are able to offer help with money. If times are tough this Christmas, don’t be afraid to ask.

Grants

If you’re struggling to make ends meet, every little bit can help and sometimes you may just need a small monetary grant to tide you over during a difficult financial time.

You can search for available grants online at Turn2Us. Part of the Elizabeth Finn Care national charity, Turn2us will help you gain access to welfare benefits and charitable grants that could provide you with the financial assistance you need for the New Year.

Food handouts

More and more families around the UK are struggling to make ends meet, and in the worsening economic climate being able to feed the family is becoming a greater challenge. FareShare is a UK charity that has been set up not only to fight food poverty, but to fight food waste.

If your household is feeling the effects of rising food prices, or perhaps an income earner has been made redundant, find out where your nearest Fareshare Community Food Network is.

Churches

Many churches, particularly in the lead-up to Christmas, will encourage the congregation to donate food for a food bank. This is then distributed to families in need. The Trussell Trust works with churches throughout the UK to provide a minimum of three days’ emergency food. Contact the trust to see if there is support near you.

Local organisations

You won’t have to look far to find some means of emergency help. Most communities have a range of local organisations, such as a Lions Club, that are willing to help families during times of need. Check your local county council’s website to find out what is available in your area. You can find your local council's website here.

Government support

Financial assistance is also available from the government, particularly for families on a low income. Gov.uk has information on a range of funds which you may be eligible for, including budgeting loans and help with money for single parents. You could also check to see if you are eligible for a community care grant.

You can also apply for an interest-free loan from the government (a Budgeting Loan). And make sure you are getting all the benefits you are entitled to - you can check online here.

Worrying about your finances can take its toll on your health and wellbeing, and affect your relationships with those around you. The StepChange is a registered charity that can offer free anonymous debt help.