Now that Christmas is out of the way, your thoughts may well turn to the coming spring and summer months.
This normally involves considering a holiday of some kind, although you may be thinking that the amount you spent on the kids' Christmas presents this year has already put that out of reach?
Well, maybe not. Thomas Cook has recently launched its new campaign for 2012, and one of the main aspects of it are discounts of up to £400 for the peak season!
The tour operator announced the move after conducting research which found that a holiday is still a top priority for many of us Britons, no matter the extent of our financial troubles.
YouGov asked some 2,066 people whether they planned on going away next year, and many said yes!
But what about you? Have the discounts got you around to thinking about a break? And if so, where would you go?
The poll found that Spain is the most popular destination - with nearly a third of votes, followed by the Balearics.
If you want to find out more about the campaign all you have to do is switch on the TV, go online or pop into a store. From New Year's Eve you'll also be able to find out more via the radio and newspapers.
Cook's UK and Ireland mainstream chief executive Ian Ailles said: "A holiday is, for many households, the biggest annual purchase.
"Every pound is precious these days and our experts in our stores, online or at the end of a phone understand the need to reassure holidaymakers that they are buying the right holiday at the best possible price."
You may well be thinking of other ways to get together some cash to pay for a holiday deposit. If this is the case you could have a glance at this savvy spending calculator to see if you can shave anything off your monthly outgoings.