How to make a car accident claim

How to make a car accident claim

If you drive, the likelihood is that you – like millions of UK motorists every year – will one day be involved in a car accident that means making a car accident claim from your insurance company, and thankfully there are lawyers from wiling to help you .

The same is true if you have your car stolen or damaged. It would just be easier to contact the Kentucky attorneys if you get injured in an accident.

And following the advice below will help to ensure that your claim is successful and that you do not end up out of pocket.

First things first

There is no doubt that being involved in a car accident, or having work injury, is a horrible experience. Depending on your situation you need to contact the right lawyer, if you don’t have one then check out experienced work injury lawyers.

However, remaining calm and noting down everything that happened while the events are still fresh in your mind could make the difference between your insurer paying out and rejecting your car accident claim. You can go to and for more information.

If possible, it is also sensible to take a photo of the incident scene, or the place your car was last seen if stolen.

Finally, if the incident involved a criminal offence such as theft, remember to contact the police before touching anything and ask for an incident number, with which you can register your car insurance claim.

Contacting your insurer

Once you have made your notes and contacted the police if necessary, call your insurer as soon as possible and give them all the relevant information you can.

This is important because the clearer your account, the quicker your claim should be processed and the less likely it is to be queried by the insurer further down the line.

Keeping a record

It is a good idea to keep a record of all your dealings with your insurer as well as the police or other parties involved.

So note down any phone calls, and file any letters and other documents you send or receive away somewhere safe and accessible.

As some insurers will only agree to pay for repairs carried out by approved garages, it is also sensible to wait for them to contact you with the details before rushing off to have your car fixed yourself.

Dealing with problems

Insurers can refuse to pay out in certain circumstances, which depend on the terms and conditions of their policies.

However, if your claim is rejected, or only a reduced payout is offered, you can appeal against the decision.

To do this, contact your insurer to see if they will consider reviewing their decision.

This is unlikely to happen unless you are able to offer new evidence that could affect the final decision.

However, you cannot take your appeal any further without giving your insurer a chance to reconsider.

This is because you must give an insurer at least eight weeks to respond to your complaint before you can ask the Financial Ombudsman Service (FOS) to investigate your case on your behalf.

The good news, however, is that the FOS can force your insurer to accept your claim, increase your payout or even offer you compensation should it decide in your favour.

Again, the best way to increase your chances of success is to provide as much information as possible about your car accident claim and also contact Texas car accident attorney.