How I save money with cashback websites

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guest blogAs a mum of three beautiful girls, I know how expensive the privilege of parenthood is. My twins are only babies so I almost need a mortgage to cover the cost of clothes they grow out of on a monthly basis, formula milk they drink like there’s no tomorrow, and quadruple their weight in nappies every month!

My oldest is developing more interests… which always costs more money and she has that great inability to walk past a shop or watch a television advert without the words “I want…” escaping from her lips!

So it’s no surprise that parents like me want to find every way possible to save money. One fantastic and absolute genius way I save money is through cashback websites. It costs me nothing, it takes no extra time and it’s easy.

There are many cashback websites, but the one I use is Topcashback. Every time I go online to buy anything, be it groceries, foreign currency, toys, flights, car repairs, satellite TV, credit cards, a hotel, car breakdown cover, electricity, airport parking, DVDs, clothes – literally ANYTHING – I click on the link to the cashback website first. I login and type in the search box the name of the company I’m about to buy something from. If they don’t offer cashback, then never mind, I’ve lost nothing by checking. But nine out of ten times, they do. All I have to do is click on the link to that website and carry on shopping as normal.

Within a few days the cashback website will ‘track’ your transaction and the percentage of cashback you clicked on will show as pending on your account. Leave it a few weeks and when you log in you’ll have money in your cashback account that you can either save or withdraw.

So how does it work?

Well all the companies that sign up to a cashback site pay to be advertised. Instead of their advertising fees going to some website owner, the cashback site passes a portion of this advertising revenue on to you! See… nothing dodgy at all!

I never buy anything online without going through a cashback website and I just can’t understand why more people don’t use them? All parents are familiar with the dreaded C word… Christmas! Well I leave my cashback money in my account all year and withdraw it just in time to do my Christmas shopping each year!

In the past few years that I’ve been a member, I’ve withdrawn £501.99 from Topcashback and I don’t even shop online very often! That’s a lot of nappies! Here are SOME of the companies I’ve got cashback from…

APH (Airport Parking), Argos, ASDA Direct, Boots, Burton, Cashplus (Prepaid credit cards), Debenhams, Disneyland Paris, Ebay, Equifax (checking my credit report), Eurostar, F1 Autocentres (I was buying tyres and an MOT), George at Asda, Halfords, Haven Holidays, HMV, La Redoute,, Matalan, National Express Coaches, New Look, Ocado, Olympic Holidays, Pet Supermarket,, RAC Breakdown, Sky TV, The National Lottery, Travelex Foreign Currency, UK Theatre Tickets, Very, Waterstones.

Disclaimer: I received no compensation for writing this post and all views are entirely mine. Photo copyright of Crazywithtwins.

Emma is a 26 year old pub manager, newbie blogger, recent graduate and mum of newborn twin daughters and a five year-old singleton daughter. She likes to cram every second of life with activity, fun and above all, love. She blogs at Crazywithtwins.