Have you ever been lured into an enticing ISA deal only to see your interest rate come crashing down after an introductory 'bonus period'?
Many of us will have experienced the frustration of 'teaser' rates from savings account providers, but now one bank has hit out at the practice.
Metro Bank says it is dishonest for financial firms to offer one-year interest rate bonuses to people who apply for one of their tax-free ISAs.
Craig Donaldson, its chief executive, stated: "It's time for banks to end easily misunderstood savings rates, and be straightforward with their customers."
In order to attract consumers to their products, ISA providers often boost their interest rates with introductory bonuses which come to an end after 12 months.
If you're keen to get some money stashed away this year, check out this guide to 10 of the best savings accounts for 2012.