Whether it's shopping for flights, train passes or concert tickets, there's little more annoying than being hit by additional card charges just as you're about to pay for your goods.
Thankfully, it seems the practice of companies forcing us to pay excessive surcharges for debit card transactions could be about to end.
The Government has revealed plans to stop the use of "hidden" credit and debit card surcharges, following an Office of Fair Trading investigation - which could prove a real and timely money-saver for us families.
A consultation will now focus on how a ban could be implemented, with the proposals potentially applying to all forms of payment and the vast majority of retail sectors.
Treasury minister Mark Hoban stated: "We want consumers to be able to shop around. They have a right to understand the charges they may incur up front and not be hit through a hidden last-minute payment surcharge."
This information explaining the world of credit card payments, should help you get a better understanding of the charges.