Have you ever been stung paying via debit card when it comes to purchasing your family holiday money in the UK?
If so you'll be pleased to hear that five major banks are stopping charging people for using the cards to buy foreign currency in Britain.
The Office of Fair Trading (OFT) said that Lloyds Banking Group, Barclays, Royal Bank of Scotland, Santander and the Co-operative Bank have agreed to scrap the charges.
With the charges ranging from 1.5% to 2% of the purchase, the decision to bin them could have an impact upon your pocket if you're planning a holiday abroad next year.
The move will bring the banks in line with Nationwide, HSBC and Halifax Bank of Scotland. If you're a customer of one of these you'll probably already know that they don't charge interest if you're buying foreign currency with your debit card while still in the UK.
But what about when you've actually left the country? Many of us have been left flummoxed by what we'll be charged for using our cards while abroad.
With this in mind, banks have agreed to make the information they provide on using cards abroad "clearer" and "more accessible".
Foreign exchanges have also said they'll look at the way they market things such as "0% commission" deals to customers.
The announcements come three months after the OFT began investigating allegations over how holidaymakers are charged and informed when it comes to travel money.
The OFT investigation and subsequent actions show that money and costs are at the heart of most people's holiday plans. If you're wanting to get away next year without breaking the bank, why not look at this guide to getting the best deal next summer.