How to get the best deal on your mobile

mobile phone deal

mobile phone dealMobile phones are an essential part of our day to day lives, but many of us are paying more than we’d like on our mobile phone contract.

Whether it’s because we’ve got the wrong mobile contract for our usage or that we’re simply missing out on freebies and extras, there are things we can do to save money on our mobile.

Recent figures from Bill Monitor say that 75% of people overpay by £200 per year because they’re not on the right mobile phone contract. Take these steps and you could save yourself some serious money.

Are you on the right mobile tariff?

Start by looking at your mobile phone bills from the past six months. If you’re not making full use of your minutes, texts and internet, you could get a better deal.

Another way to monitor your mobile phone usage is by entering your information into an Ofcom approved website such as Bill Monitor . Simply type in how you use your phone and it analyses your usage against other mobile contracts to find which is best for you.

Depending on your circumstances it may be that pay as you go suits you better. It mean’s no contracts and you can budget your usage as you go. Or perhaps there is just a better contract out there for you.

When to change your mobile contract

The best time to renegotiate your mobile deal is to call your network provider around a month before your current contract ends. Otherwise, if you want to leave early, you may have to pay a penalty fee , which could be the outstanding amount on your contract.

Be prepared before making the call by doing your research.  If you’ve found a better deal elsewhere and are looking to leave they will often put you through to a special sales team that will negotiate a new money saving deal. A bit of haggling can go a long way.

Read the small print

Before signing up to a new deal, remember to always read the fine print. If something seems too good to be true, it probably is.

Many offers are for a limited period only, or only apply in accordance to certain terms and conditions. For example, you might find a SIM card with ‘unlimited free calls’ but the fine print explains these calls are only free after 7pm.

Do you really need mobile phone insurance?

Remember, you don’t have to take out any insurance when you buy a phone and in some cases you could already be covered by home contents insurance or your bank account . It’s worth checking this before signing up to an insurance policy you don’t need.

Mobile phone deals and extras

With so much competition out there the various companies are raring to offer the best deal, and often chuck in freebies and gifts.

Here’s a rundown of some top deals and extras currently available:

  • For film buffs, Orange offer 2 for 1 cinema tickets and a new film from iTunes every Thursday on them.
  • If you love surfing the net Vodafone offer a Data Test Drive that allows you to use as much data as you need for the first three months, without the huge bill. You’ll  then get the option to upgrade to a higher data allowance if need be.
  • If you love gigs and discounts O2 Priority Moments gives you  access to gig tickets across the UK up to 48 hours before general release
  • Friends or family looking for a good deal too? T-mobile reward you if you recommend a friend and give you both a £25 gift voucher – and free calls to T-mobile customers for three months.
  • If you want loyalty points Tesco mobile customers earn Clubcard points with pay as you go top up.
  • Phones4U are currently offering free gifts and incentives such as a free Kindle, Nintendo 3DS or cashback upon purchasing selected contract mobile phones.

Money for your old mobile

Once you’ve found a mobile phone deal that suits you and your bank balance, why not make some extra cash by recycling your old mobile phone? Most mobile phone shops will also give you a discount by trading in or take a look at websites such as mazumamobile.