Top tips to save money

savings in the tall grass

savings in the tall grassLittle changes can make a big difference when it comes to saving; they can really add up.

Let’s see what could be saved in a month just by altering things just a little.

Take out Fridays

A good friend of mine used to buy her family a takeout meal every Friday as a treat and a break for herself from having to cook. For four of them this would cost about £20. It would range from Chinese Food, Chicken dinners or Pizzas.  She hit the library for some cook books and began to create her own take out Friday meals replicating some of the family’s favourites. She really enjoyed learning new skills too and these meals cost from £5 -£10 to make at home.

Before: £80 per month

After: £40 per month

Savings: £40

News and magazines

A monthly glossy magazine can set you back £3.80. A daily newspaper can cost you about £8 per week. Why not take look online for your highlights, watch the news instead or ask you friends to pass on their copies when they’re finished with them. Even just cutting out the Sunday paper could make a significant saving.

Before: £35.80 per month

After: no cost

Savings: £35.80


A gym membership costs an average £50 per month. But you can have a varied and useful exercise routine without spending anything like this amount. Jogging is free. An exercise DVD will cost £1 at a car boot sale. A skipping rope will cost £1.50 at a supermarket. Power walking is free. Swimming at your leisure centre will cost about £3.50. Do it with friends and take a flask and you aren’t going to miss out on the social side of the gym either.

Before: £50 per month

After: £6

Savings: £44


The average UK household spends almost £90 each month on clothes and shoes per person (Office for National Statistics, 2010). In charity shops in you can generally expect to spend one third of what you would on new items. Check out charity shops in wealthy areas for some quality pre-loved goods.

Before: £90 per month

After: £30

Savings: £60

Energy savings

According to the Energy Saving Trust, the average UK household could save £280 a year by being more energy efficient.  For example, wrap up your hot water tank with an insulating jacket, which only costs a few pounds but could save you around £20 a year. Slipping on a jumper and turning your heating down by just 1°C can save up to 10% on your heating bills.

Before: £107 per month

After: £84

Saving: £23

These are just some examples that could help you save £ every month, but there are plenty of other area you can look at. You just need to be resourceful and creative!

Do you have any household money-saving tips to share? We’d love to hear from you! Send your tips to [email protected] with ‘Household savings tips’ in the subject line.